Bankruptcy Attorneys | Chapter 7 Bankruptcy | Chapter 13 Bankruptcy
The Worcester, Massachusetts bankruptcy lawyer John Elloian is an experienced Massachusetts bankruptcy attorney. Serving all of Central Massachusetts, our bankruptcy law firm provides chapter 7 bankruptcy, chapter 13 bankruptcy, and other debt relief services.
Chapter 7 Bankruptcy
Filing Chapter 7 bankruptcy will allow you to discharge credit card debt. In other words, your credit card bills will be completely wiped out and you will not have to pay one cent to the credit card companies. (Read more about Chapter 7 bankruptcy)
Chapter 13 Bankruptcy
In a Chapter 13 bankruptcy, credit card debt is treated as unsecured debt, which means that you will have to pay a percentage of it. This percentage will be determined by how much you can afford to pay. Chapter 13 bankruptcy is a debt repayment plan that enables you to consolidate your unsecured debt and reduce your payments. (Read more about Chapter 13 bankruptcy)
Debt Relief Services
There is a lot of misinformation being spread about the new bankruptcy laws. Many credit card companies will tell debtors that credit card bills can no longer be discharged. This is simply not true. Most people with significant credit card debt can still obtain relief by filing bankruptcy. (Read more about debt relief)
The Worcester, Massachusetts bankruptcy lawyer John Elloian provides bankruptcy and debt relief services such as Chapter 7 and Chapter 13 bankruptcies, throughout Central Massachusetts, Worcester County, and Middlesex County including Shrewsbury, Auburn, Grafton, Westborough, Marlborough, Northborough, Southborough, Boylston, West Boylston, Holden, Leominster, Paxton, Sutton, Millbury, Upton, Oxford, Fitchburg and Northbridge.
